SupaPay routes every payment through the right provider, currency, and rail — automatically. One API for Stripe, Adyen, Paddle, Lemon Squeezy, and 20 more payment service providers, with smart retries, 3DS handling, and failover built in.
Founders don't talk about this on Twitter. They talk about it in DMs at 2am after their payment service provider froze their account on launch day. Here's what we keep hearing:
Most AI startups never break 80% authorization on cards. The other 20% is silently churning out the funnel — most of them never retry, never see a recovery flow, and never come back. Smart routing alone closes 8–14 points.
Stripe and PayPal flag AI products constantly — chargebacks, "high-risk MCC," sudden volume spikes from a Product Hunt launch. Funds locked for 90–180 days. No fallback provider means no revenue until the appeal lands.
Card fees, FX markups, cross-border surcharges, 3DS step-ups, dispute fees. None of it is itemized in your dashboard. You see "Stripe fees" and shrug. SupaPay tells you which provider is cheapest per charge and routes accordingly.
Every disputed charge costs $25–35 in fees from your PSP — on top of refunding the original amount. Lose three in a row and your reserve gets frozen. Hit 1% dispute ratio and Visa flags you into a monitoring program. Most AI startups don't even contest disputes because the evidence process is brutal.
Get flagged into VAMP, VDMP, or Mastercard's ECP program and the fines start at $25K — and escalate to $50K+ per month until you're out. Most founders don't even know these programs exist until the email lands. Cross-PSP fraud and dispute signals keep you below the threshold before the network notices.
Stop building one provider at a time. SupaPay ships with the integrations already done — every major card network, wallet, bank rail, and local payment method, available the moment you flip a flag.
Start free. Scale linearly. No "contact us" until your usage genuinely deserves a phone call.
Stripe and Adyen are PSPs — they process payments. SupaPay is the layer above them. We don't replace your processors; we orchestrate them. One API to route between them, smart-retry across them, and switch the default in seconds when one degrades.
No. SupaPay is a routing and orchestration layer — we never hold money. Funds settle directly from cards to your existing PSP accounts (Stripe, Adyen, Paddle, etc.). You keep the merchant-of-record relationships and the contracts.
For now, yes. You bring your Stripe / Adyen / Paddle accounts; we orchestrate across them. Growth customers can use our group rates with select providers. The Starter tier works with Stripe and Paddle test mode out of the box.
If you already have Stripe live, you can route your first payment through SupaPay in under an hour. Drop-in SDKs for Node, Python, Go, Ruby, and PHP. Webhook signatures, idempotency, and retries are handled.
Join the beta. Get a Slack channel with the founders. Ship intelligent payment orchestration this week instead of next quarter.